Many of the short sale sellers we help are in financial distress and are selling their home to avoid foreclosure. In addition, many of them are receiving lots of harassing calls from debt collectors.
These debt collectors seem to think that if you call someone with no extra money, then you can still get them to pay. Here is a little tip on how to stop their phone calls.
Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.
A friend of mine looks for missing people. The database he uses is also a prominent debt collection database. He told me something interesting. Apparently people are suing debt collectors for breaking Debt Collection Laws all the time. These lawsuits are expensive for them to defend against and easy for the consumer to file. (I can’t agree more. In my opinion, the debt collectors knowingly break the rules all the time.)
To help debt collectors avoid future lawsuits they now have a field in their search that flags people that have filed lawsuits. They know that if they harass these people, then they are much more likely to get a lawsuit from them.
As you can see, they are scared! You can read more info on the law at this link and see for yourself if a debt collector is violating it. If you feel they have violated the law, then find a good lawyer to file suit on your behalf. There are many good lawyers who specialize in helping consumers when a debt collector violates the act.
Just Google “Fair Debt Collections Lawyer.” Many can help you at no cost out of your pocket. They will take your case on a contingency basis and get paid from the money they collect from the debt collector.
Thinking about a short sale? I can help you short sale your property at no cost to you. Send me an e-mail at ShortSaleInfo@thejacksonteam.com. I will contact you for a confidential consultation. When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (561) 602-1258
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Palm Beach County loan modification kit has the instructions you will need to help you get a loan modification approved with your bank. Click here to request a copy.
As always, thanks for reading.